What is the difference between Social Security SSI and SSDI?


social insurance makes payments for over 63 million beneficiaries and currently about one in five Americans is receiving some type of social security benefit. The far-reaching program was called most successful anti-poverty implement in US history, but there is still some confusion about how it is structured.

Two of the most common Social Security Administration (SSA) programs are the Additional Safety Income (SSI) and Disability Insurance (SSDI). These initiatives provide financial support for the elderly and people with disabilities.

What is an additional security income?

SSI is designed to provide basic financial support for older adults and people with disabilities who has very limited income. The program administered by the SSA is usually supplemented by state funding programs that increase the offer.

Eligibility for the program is based solely on age / disability and limited income and resources.

What is Social Security Disability Insurance?

To qualify for the SSDI, individuals must registered as disabled in a certain way and must also satisfy certain ones Work history requirements. However, keep in mind that family members (spouse or parent) can also be used to meet the requirements.

Those who are eligible to receive SSDI payments will automatically qualify for Medicare coverage after 24 months and those with amyotrophic lateral sclerosis (ALS) qualify immediately.

Can you receive both SSI and SSDI?

Yes – it is possible to qualify and receive payments for both programs, provided you meet the respective criteria. However, it should be noted that recipients of SSI are obliged to Report changes in their circumstances or income. To clarify your eligibility for the programs, you can contact the SSA toll-free at 1-800-772-12.

If you think you are eligible for SSI or SSDI, you can contact 1-800-772-1213 (TTY 1-800-325-0778) Monday through Friday between 7:00 a.m. and 7:00 p.m. Contact SSA.

You can apply for SSDI benefits online by using the dedicated Online portal. There is a Online portal for the SSI program, but it is only available for disabled adults. Alternatively, you can apply for SSI payments at your local social security office.

Before starting the process, applicants should be aware that the average waiting time for approval of an SSI or SSDI application is between three and five months and may currently be longer due to a pandemic disorder. Eligible persons with severe disabilities can request an expedited examination of their application by contacting the Compassionate Allowances (CAL) classification.

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