Questions about disability income from social security, benefits

Q: Why are some people able to get? social insurance Income earlier than others?

A: Generally social insurance Eligible employees and their families benefits are paid on the basis of the employee’s income.

This program – retirement, Survivors’ and disability insurance Social benefits (RSDI) – is financed by wage tax. So if an Eligible Worker is disabled, or someone is a surviving spouse or child of an Eligible Worker, they can file an application social insurance Pre-retirement benefits.

In addition, the General Tax Funded Supplemental Security Income Program (SSI) provides income for those in need, those who do not have adequate income or funds, and those who are blind or disabled but do not meet the criteria for RSDI benefits.

Q: How does someone qualify for disability income from social insurance?

A: To qualify for social insurance Disability pension, you must have worked long enough and recently enough in employment that is covered by. are covered social insurance, and you must have a medical condition that matches Social insurance Definition of disability.

According to the social security authority (SSA) website, the number of work points you need to receive disability benefits depends on your age at which you will become disabled. In general, you will need 40 credits, 20 of which were earned in the last 10 years ending with the year of disability.

Labor credits are based on your total annual salary or self-employment income, and the amount required to earn labor credits varies from year to year. Younger workers can qualify for a disability with fewer credits.

With regard to medical disability, the following are prerequisites for eligibility: 1) you are unable to do any work that you previously did because of your illness; 2) You cannot adapt to another job because of your state of health; and 3) Your disability has lasted or is expected to last at least a year or result in death.

social insurance only pays benefits in the event of total disability, not partial or short-term disability. The disability must be so severe, taking into account age, education and experience, that the employee cannot work.

Applying for disability insurance is a multi-stage process. If you think you might qualify, the first step is to contact your local social insurance or apply by phone at 800-772-1213 between 8 a.m. and 7 p.m., Monday through Friday, or apply online at www.ssa.gov/benefits/disability.

Q: Is there any way to expedite an application for? social insurance Disability benefits?

A: The Social Security Administration highlights two initiatives aimed at speeding up the processing of new disability claims, namely “Compassionate Allowances” and “Quick Disability Determination”.

These initiatives use technology to identify applicants with the most severe disabilities, allowing the SSA to expedite decisions on these cases while maintaining accuracy and sometimes allowing cases to be approved in days instead of months.

Compassionate Allowances shorten the waiting time before a disability is determined for those with the most severe disabilities. These are cases that are usually qualified for a disability so the determination can be made once the diagnosis is confirmed.

Examples are acute leukemia, Lou Gehrigs (ALS) and pancreatic cancer. The SSA recently announced 12 new conditions for Compassion Grants, bringing the total number of conditions allowed to 254.

The rapid disability determination process uses a computational predictive model to screen initial claims to identify cases where a favorable disability determination is highly likely and medical evidence is readily available.

More information on how to access these determinations is available through SSA and online at www.ssa.gov/benefits/disability.

Reminder: Medicare open registration will expire Oct 15 to Dec 7. In most cases, this will be the only time you can choose a new Medicare Advantage or Part D plan. To get the most out of your Medicare coverage, don’t miss this important opportunity.

To receive a screening package and to register for an appointment, contact Mistelle Lanko at 408-4354 or by email [email protected].