Head-to-Head: Sierra Bancorp (NASDAQ:BSRR) vs. Columbia Banking System (NASDAQ:COLB)
Sierra Bancorp (NASDAQ:BSRR – received rating) and Columbia Banking System (NASDAQ:COLB – received rating) are both financial companies, but which is the parent company? We will compare the two companies based on their profitability, valuation, earnings, institutional ownership, analyst recommendations, risks and dividends.
Sierra Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 4.2%. Columbia Banking System pays an annual dividend of $1.20 per share and has a dividend yield of 4.0%. Sierra Bancorp pays out 35.8% of its earnings in the form of a dividend. The Columbia Banking System pays out 42.9% of its profits in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for years to come. Sierra Bancorp has increased its dividend for ten straight years. Sierra Bancorp is clearly the better dividend stock because of its higher yield and longer track record of dividend growth.
profit and rating
This table compares the revenue, earnings per share, and valuation of Sierra Bancorp and Columbia Banking System.
|gross receipts||price/sales ratio||net income||earnings per share||price-earnings ratio|
|Sierra Bancorp||$141.15 million||2.34||$43.01 million||$2.57||8.53|
|Columbia banking system||$630.16 million||3.78||$202.82 million||$2.80||10.81|
Columbia Banking System has higher earnings and earnings than Sierra Bancorp. Sierra Bancorp is trading at a lower price-to-earnings multiple than Columbia Banking System, suggesting that it is currently the cheaper of the two stocks.
Insider and Institutional Property
Institutional investors own 55.1% of Sierra Bancorp’s shares. By comparison, 94.4% of Columbia Banking System’s stock is owned by institutional investors. 11.6% of Sierra Bancorp’s stock is owned by company insiders. By comparison, 0.6% of Columbia Banking System’s stock is owned by corporate insiders. Strong institutional ownership is an indication that large money managers, hedge funds, and endowments believe a company will outperform the market over the long term.
This table compares the net margins, return on equity and return on assets of Sierra Bancorp and Columbia Banking System.
|net margins||return on equity||return on investment|
|Columbia banking system||31.91%||9.30%||1.14%|
Risk & Volatility
Sierra Bancorp has a beta of 1.11, meaning its stock price is 11% more volatile than the S&P 500. In comparison, Columbia Banking System has a beta of 0.68, meaning its stock price is 32% less volatile than the S&P 500.
This is a breakdown of the current ratings and price targets for Sierra Bancorp and Columbia Banking System as reported by MarketBeat.
|sell reviews||keep ratings||Buy reviews||Strong buy recommendations||rating score|
|Columbia banking system||0||3||2||0||2.40|
Sierra Bancorp currently has a consensus price target of $28.00, indicating a potential upside of 27.74%. The Columbia Banking System has a consensus price target of $35.60, indicating a potential upside of 17.57%. Given Sierra Bancorp’s stronger consensus rating and more likely upside potential, equity analysts clearly believe Sierra Bancorp is cheaper than the Columbia Banking System.
Sierra Bancorp beats Columbia Banking System on 9 of the 17 factors compared between the two stocks.
About Sierra Bancorp (received rating)
Sierra Bancorp acts as the bank holding company for Bank of the Sierra, which provides retail and commercial banking services to individuals and businesses in California. The company accepts various insoles products such as: B. checking accounts, savings accounts, money market accounts, term deposits, retirement accounts and sweep accounts. Lending products include agricultural, commercial, consumer, real estate, construction and mortgage loans. The company also offers ATMs; electronic payment alternatives at the point of sale; online and automated banking by telephone; and remote deposit collection and automated payroll services for business customers. As of December 31, 2021, it operated 35 full-service branches, one online branch, a credit production bureau, an agricultural credit center, and an SBA center. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
About the Columbia banking system (received rating)
Columbia Banking System, Inc. functions as the bank holding company of Columbia State Bank, which provides a variety of banking services to small and medium-sized businesses, professionals and individuals throughout the United States. It offers personal banking products and services, including interest-free and interest-bearing checking, savings, money market, and certificate of deposit accounts; home mortgages for purchases and refinancing, home equity loans and lines of credit and other personal loans; debit and credit cards; and digital banking services. The Company also offers corporate banking products and services such as: agricultural, asset-based, developer and other commercial real estate loans and loans guaranteed by small business management; and professional banking, wealth management, merchant card and international banking services. It also offers wealth management solutions that include financial planning services such as wealth allocation, wealth analysis, estate planning and preservation, education finance, and wealth transfer; solutions for long-term care and life and disability insurance; customized retirement solutions consisting of retirement planning, retirement income strategies, and traditional and individual Roth retirement accounts; and business solutions that include retirement plans, key employee insurance, corporate succession planning and deferred compensation plans for individuals, families and professional businesses. In addition, the Company provides trustee, investment and administrative trustee services such as: It operates a network of 153 offices, including 68 in Washington state, 59 in Oregon, 15 in Idaho and 11 in California. The company was founded in 1993 and is headquartered in Tacoma, Washington.
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